Consumer Loans
 
The Chicopee Savings Bank lending area is: 
  • Western Massachusetts
    • Hampden
    • Hampshire
    • Franklin Counties
  • Northern Connecticut
    • Hartford County
 
Rates are current as of the date below date and are subject to change without notice. Terms and rates will be confirmed after receipt of your application by one of our Chicopee Savings Loan Representatives.  APR's on mortgage loans assume a 20% down payment.
 

Rates as of Tuesday, January 6, 2009

Product Description Points Interest Rate APR Payments Apply
Home Equity Loans
5 Year Home Equity Loan   0.000 5.750% 5.750% Show Payments
10 Year Home Equity Loan   0.000 6.500% 6.500% Show Payments
15 Year Home Equity Loan   0.000 6.750% 6.750% Show Payments
Home Equity Lines
Home Equity Line of Credit (HELOC)   0.000 3.250% 3.250%  
Auto Loans
USED-1 Year Loan   0.000 6.250% 6.250% Show Payments
USED-2 Year Loan   0.000 6.250% 6.250% Show Payments
USED-3 Year Loan   0.000 6.250% 6.250% Show Payments
USED-4 Year Loan   0.000 6.250% 6.250% Show Payments
USED-5 Year Loan   0.000 6.250% 6.250% Show Payments
NEW-1 Year Loan   0.000 6.000% 6.000% Show Payments
NEW-2 Year Loan   0.000 6.000% 6.000% Show Payments
NEW-3 Year Loan   0.000 6.000% 6.000% Show Payments
NEW-4 Year Loan   0.000 6.000% 6.000% Show Payments
NEW-5 Year Loan   0.000 6.000% 6.000% Show Payments
NEW - 6 Year Loan   0.000 6.250% 6.250% Show Payments
Pool and Spa Loans
5 Year Loan   0.000 6.000% 6.000% Show Payments
4 Year Loan   0.000 5.750% 5.750% Show Payments
3 Year Loan   0.000 5.750% 5.750% Show Payments
2 Year Loan   0.000 5.750% 5.750% Show Payments
1 Year Loan   0.000 5.750% 5.750% Show Payments
Recreational Vehicles
4 Year Loan - Motorcycle, RV and Boat   0.000 9.000% 9.000% Show Payments
  • Mortgage loans with a loan-to-value ratio of over 80% require Private Mortgage Insurance.
  • The above points and rates assume a mortgage for the first lien purchase/refinance of a single family, owner occupied primary residence.  Other restrictions may apply. 
  • Home Equity Lines of Credit closed within 24 months will be subject to a $325. Retirement Fee.  
  • Due to market fluctuations programs, rates, terms and conditions are subject to change without notice.

Equal House Lender        

Member Bank DIF - Deposit Insurance Since 1934  

 FDIC


Each depositor insured to at least $250,000 by the Federal Deposit
Insurance Corporation (FDIC); all deposits above this amount are
insured by the Depositors Insurance Fund (DIF).


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