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Conventional Fixed Rate Loans
The Chicopee Savings Bank lending area is:
- Western Massachusetts
- Hampden
- Hampshire
- Franklin Counties
- Northern Connecticut
Rates are current as of the date below and are subject to change without notice. Terms and rates will be confirmed after receipt of your application by one of our Chicopee Savings Loan Representatives. APR's on mortgage loans assume a 20% down payment.
Rates as of Tuesday, January 6, 2009
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30 Year Conventional
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0.000
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4.875%
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5.683%
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$5.29
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30 Year Conventional
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1.000
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4.625%
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5.511%
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$5.14
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20 Year Conventional
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0.000
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4.875%
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5.560%
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$6.53
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20 Year Conventional
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1.000
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4.625%
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5.427%
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$6.39
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15 Year Conventional
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0.000
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4.375%
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5.055%
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$7.59
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15 Year Conventional
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1.000
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4.250%
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5.077%
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$7.52
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CSB - 10 Year Fixed
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0.000
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5.250%
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5.679%
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$10.73
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MHFA - 30 Year - PURCHASE - *97% LTV - Low Income
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0.000
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5.375%
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5.994%
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$5.60
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MHFA - 30 Year - PURCHASE - *97% LTV - Low Income
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2.000
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5.125%
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5.933%
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$5.44
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MHFA - 30 Year - PURCHASE - *97% LTV - Mass Advantage
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0.000
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5.625%
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6.249%
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$5.76
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MHFA - 30 Year - PURCHASE - *97% LTV - Mass Advantage
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2.000
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5.375%
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6.191%
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$5.60
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15/1 ARM - 30 Year (SIMPLY First 100)
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0.000
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5.875%
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5.436%
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$5.92
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6/5 ARM - 30 Year (SIMPLY 97)
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0.000
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6.250%
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5.139%
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$6.16
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- Mortgage loans with a loan-to-value ratio of over 80% require Private Mortgage Insurance.
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The above points and rates assume a mortgage for the first lien purchase/refinance of a single family, owner occupied primary residence. Other restrictions may apply.
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The Conventional Fixed interest rates are subject to change based on Secondary Market Guidelines. The interest rate, A.P.R. and fees may vary depending upon loan amount, points, loan purpose and your credit score.
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The A.P.R’s listed above are based on a $100,000.00 owner occupied purchase transaction, with a credit score of 675. The secondary market fee for this example would be $1,500.00.
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Your rate would increase approximately .375% if the fees in this example were not paid prior to closing.
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Other rates and points options are available upon request. |
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